Using Local Insight And Legal Know-How
To Protect Your Interests
As you get closer to retirement age, you have to think about what your budget will look like when you stop working. You will also need to plan ahead to protect yourself from unexpected expenses and financial hardship. Many retired adults depend on a combination of...
The thought of having your parents in a nursing care home has probably never crossed your mind. However, a time comes when it's the most prudent thing to do, given that it can be impossible to offer full-time care at home. Your aging parent will spend a considerable...
People plan for pretty much everything: Where they want to live, where they want to go for vacation, how many kids they want to have and so forth. But, most people never take time to plan what they wish to happen to their future and estate when they are either...
When adult guardianships make the news, it is almost always because of an issue with one. Stories about family members using guardianships to control individuals or their assets aren't that common, but they certainly make for sensational news, especially when the...
Many elder Americans are in a paradoxical situation. They worked hard throughout life, raised a family and created a plan to protect their estate. Unfortunately, when they finally retire and prepare to enjoy the fruits of their labor, the side effects of aging begin...
Estate planning is a cross between planning for the inevitable and planning for the unexpected. You will die one day, yet you do not know when or how. While an estate plan should cover what happens when you leave this world, it should also set out what happens if you...
The Rise of Aging Seniors Living Independently America’s aging population is becoming comprised heavily of tech-savvy baby boomers. By 2030 all boomers will have hit 65 years of age, accounting for 18 percent of the US population. This demographic is driving...
What is Medicaid? Medicaid is a joint federal and state program available to individuals who meet certain asset requirements that help them pay for long-term care (LTC) costs. Long-term care often creates devastating financial impacts on Americans, particularly the...
We hear this question all the time: “Can’t I just grab a will off the internet, do a transfer-on-death deed for my land, put my kids on my bank account, and be done with my estate plan?” The Simple Answer? It’s just not a good idea. For the plan to work as you would...
What Do You Need To Know? The Social Security Administration (SSA) publishes upcoming changes to its social security program every October that take effect on January 1 of the next year. These changes can make a difference in how you plan for or live during your...